Terms of Use for Small Caps Big Bags Investment Journal.

Purpose

Small Caps. Big Bags. is a personal investment journal provided for information, education and record-keeping. It is not a financial advisory, discretionary management, portfolio management, stock-picking, recommendation or trade-alert service.

No offer, recommendation or client relationship

Nothing on the site is intended as an offer, recommendation, invitation or inducement to buy, sell or hold a stock. Use of the site does not create an adviser-client, fiduciary or other professional relationship.

No reliance or suitability assessment

You are responsible for your own research and decisions. The site does not assess your circumstances or the suitability of an investment. Content should not be used as the sole basis for a financial, investment, legal or tax decision.

Accuracy and availability

Information may be delayed, incomplete, mistaken or become outdated. Portfolio holdings are dated monthly snapshots and may differ from positions held between updates. The site may be changed, suspended or withdrawn without notice.

External links and services

External websites, including Substack, X and OnlyCharts, are provided for convenience. They operate under their own terms and privacy policies. Small Caps Big Bags is not responsible for their availability, security, accuracy or content.

Intellectual property

Unless stated otherwise, original site text, design and graphics are protected by copyright. You may link to public pages and quote brief extracts with attribution, but may not republish substantial content or present it as your own without permission.

Liability

To the fullest extent permitted by law, Small Caps Big Bags excludes liability for loss or damage arising from access to, inability to use, or reliance on the site or linked content. Nothing in these terms excludes liability that cannot lawfully be excluded.

Last reviewed: 18 July 2026.